Toyota Finance Sells Tokenized Bonds via Toyota Wallet

Toyota’s finance subsidiary has launched a tokenized bond offering that retail investors can purchase directly through the company’s mobile payment app, Toyota Wallet. Applications are now open for the one-year issue, with a minimum investment of 100,000 yen (about $676).

The bond totals 1 billion yen and carries an annual interest rate of 1.72%. Toyota Finance will distribute the security directly, so buyers do not need to open a separate securities account to participate. The tokenized issuance will be managed on blockchain infrastructure provided by Japanese security-token firm BOOSTRY.

Toyota says the direct-distribution model lets it consolidate subscription processing, communications with bondholders and investor perks within a single ecosystem tied to Toyota Wallet. In addition to interest payments, investors may receive Toyota Wallet balances and other benefits such as Fuji Speedway tickets and test-drive experiences, including opportunities in Lexus models and select classic Toyota vehicles.

This is Toyota Finance’s second security-token bond offering; its first tokenized issuance was completed in March 2025 and was sold through securities firms. The new approach highlights the automaker’s continued experimentation with blockchain-based financial products and direct retail distribution.

Readers should verify details independently; this summary is intended to provide an accurate, timely overview of the announced offering.