A well-known crypto investor using the X handle Crypto X AiMan announced he sold his entire Bitcoin position to go “100% all‑in on XRP.” He said he originally bought Bitcoin when it traded near $3,000 and decided to redeploy that capital into XRP for several specific reasons.
Legal clarity: AiMan pointed to what he sees as clearer U.S. regulatory footing for XRP after the joint dismissal of appeals in the SEC vs. Ripple matter in August 2025. That dismissal left Judge Torres’ 2023 ruling intact that XRP itself is not a security. He contrasted that position with how U.S. regulators — including former SEC chair Gary Gensler — have treated Bitcoin, which is consistently regarded as a commodity and distinguished from many tokens they call “highly speculative.”
Ripple’s holdings: Another factor in his decision was Ripple’s large XRP reserves. Ripple holds nearly 40 billion XRP, roughly 40% of the total supply, much of it in escrow. While some critics warn that such concentration could enable price manipulation, AiMan views the holdings as an advantage because Ripple has partnerships with more than 300 banks, central banks, and payments firms. He believes those relationships could translate into real-world payments use for XRP.
Cross-border payments use case: AiMan emphasized XRP’s focus on cross-border payments and the size of that market, which he cited at around $250 trillion. He argued that even capturing a small share — he used a 1% example — would be transformative for XRP’s utility and price. He acknowledged the binary nature of the bet: if he’s wrong, XRP could lose most or all value; if he’s right, the upside could be very large.
Market context: Bitcoin’s market capitalization remains far larger — about $1.79 trillion — while XRP was trading with a market cap near $122.3 billion and a price around $2.03 at the time of reporting, according to CoinGecko.
AiMan framed the move as a concentrated, conviction trade based on regulatory developments, Ripple’s institutional ties, and the cross-border payments thesis, while acknowledging the high risk involved.
