Prague, Nov. 19, 2025 — Clapp Finance today launched its multi-collateral crypto credit lines, a new product that lets users unlock liquidity from crypto holdings without selling them. The solution provides instant, pre-approved access to capital with flexible terms for users who need ongoing access to cash or stablecoins.
Designed for growing demand in crypto-collateralized lending, Clapp positions the product as a more flexible and user-controlled alternative to traditional lending models.
What the product does
Users can use up to 19 different cryptocurrencies as collateral and combine them across one or more credit lines. Collateral can be added, removed, or swapped even after funds have been drawn, without closing the credit line. This enables real-time portfolio management and ongoing optimization of collateral allocation. Clapp says future releases may enable repayment directly from collateral holdings.
CEO Ilya Stadnik commented: ‘People want to use their crypto as financial fuel, not just hold it. CeFi lending has grown dramatically since 2023, but many offerings remain rigid. Our multi-collateral, multi-line credit gives users real flexibility — optimize collateral, access funds in cash or stablecoins, and keep control. Think of it as a financial dashboard for your digital assets.’
Key features and benefits
– Multi-collateral: Combine multiple cryptocurrencies as collateral and actively manage them without closing your line.
– Multi-line: Open and run several credit lines at once for different needs or strategies.
– Instant liquidity: Receive pre-approved funds 24/7 in EUR (via SEPA) or in stablecoins (USDT/USDC).
– Pay-as-you-use interest: Interest is charged only on withdrawn capital, not the full approved amount.
– Flexible repayment: Repay any amount at any time with no fixed schedules.
– Integrated wallet & exchange: Manage your portfolio, execute exchanges, and control credit lines from a single platform.
Activate a Clapp credit line to access liquidity without liquidating positions and to manage collateral dynamically as market conditions change.
About Clapp Finance
Clapp is an EU-based fintech founded in 2025 that offers an all-in-one crypto management platform. Its integrated wallet, exchange, portfolio tools, and multi-collateral credit lines blend CeFi and DeFi capabilities and serve users in more than 130 countries.
Follow Clapp on X: https://twitter.com/clappfinance and on LinkedIn: https://www.linkedin.com/company/clapp-finance
Media contact:
Alicia Ktorides
PR & Communications Manager
[email protected]
https://clapp.finance
