MetaMask is rolling out a Mastercard-enabled, self-custody crypto spending card across the United States, including first-time availability in New York and broader access in 49 states (Vermont excluded). ConsenSys, MetaMask’s parent, said the card is generally available after pilot programs in 2024 and 2025. The MetaMask Card already operates in Argentina, Brazil, Canada, the European Economic Area, Mexico, Switzerland and the United Kingdom, with more markets planned.
“MetaMask shares our vision of empowering people to spend their crypto securely and seamlessly — anywhere Mastercard is accepted in the world,” said Sherri Haymond, global head of digital commercialization at Mastercard.
The card is built with regulated issuer Monavate (formerly Baanx) and uses Mastercard’s global payments network. In the U.S. it is issued by Cross River Bank, an FDIC-insured bank. MetaMask says the card works at roughly 150 million Mastercard merchants worldwide, both online and in-store, and is compatible with Apple Pay and Google Pay.
A key selling point is that users keep full self-custody of their crypto until the moment of payment. Unlike custodial cards that require preloading funds with an exchange, the MetaMask Card lets assets remain in a user’s MetaMask wallet until checkout.
The standard offering is a virtual card. A physical MetaMask Metal Card is available via a $199 annual subscription and includes benefits such as 3% cashback on the first $10,000 spent per year, no foreign-transaction fees, and higher spending and ATM withdrawal limits.
The launch extends Mastercard’s growing crypto partnerships following its initial debit card pilot with MetaMask in 2024. In August 2025 Mastercard also announced expanded collaboration with USDC issuer Circle to support USDC and EURC settlement for acquirers across Eastern Europe, the Middle East and Africa. “Our strategic goal is to integrate stablecoins into the financial mainstream by investing in the infrastructure, governance, and partnerships to support this exciting payment evolution,” said Mastercard executive Dimitrios Dosis.
MetaMask opened a waiting list for the MetaMask Card in March 2025. Readers should verify terms and availability independently. This report was produced in line with Cointelegraph’s Editorial Policy.