BitGo Europe GmbH has launched a MiCA-compliant crypto-as-a-service offering across all 30 countries in the European Economic Area, enabling banks and fintechs to integrate regulated custody, trading and fiat on- and off-ramps under the EU’s Markets in Crypto-Assets framework.
The API-driven platform lets institutions embed wallet functionality, onboarding and settlement services directly into their products. The service supports multi-asset custodial wallets and Single Euro Payments Area (SEPA) fiat rails to move euros on and off exchange-backed digital asset accounts.
Custodial wallets come with insurance coverage up to $250 million (subject to terms) and include configurable policy controls plus 24/7 operational support. Partners can offer buying, selling and holding of Bitcoin and other supported digital assets within their own interfaces, while settlement and custody are handled through BitGo’s infrastructure.
BitGo previously offered similar services in the United States via BitGo Bank & Trust; the new rollout in Europe is provided by BitGo Europe GmbH, the company’s locally regulated EU entity.
Founded in 2013, BitGo provides custody, wallets, staking, trading, financing, stablecoins and settlement services to institutional clients worldwide. The company went public on Jan. 22 and trades on the New York Stock Exchange under the ticker BTGO; at the time of the announcement the stock was quoted at $10.20, down about 1.6% on the day and roughly 20% below its post-IPO level, per market data.
The expansion reflects a wider build-out of regulated custody infrastructure across Europe following MiCA’s implementation, as financial institutions formalize digital-asset offerings under the EU licensing regime. Many banks are choosing to partner with specialized crypto firms instead of building custody systems in-house.
Recent examples include Deutsche Bank’s partnerships with Bitpanda’s technology unit and Swiss infrastructure provider Taurus; Spain’s BBVA opting to leverage Ripple’s institutional custody platform for Bitcoin and Ether; and Clearstream (part of Deutsche Börse) announcing custody and settlement through its Crypto Finance AG unit. Standard Chartered has also moved to establish a licensed EU custody entity after obtaining authorization in Luxembourg.
BitGo’s EEA rollout adds another regulated option for institutions seeking to offer crypto services to European customers while aligning with MiCA requirements.