Credit card giant Visa has moved further into agentic AI payments, unveiling a new platform called Intelligent Commerce Connect to help businesses participate in AI-driven commerce. Visa describes the offering as a network, protocol and “token vault‑agnostic ‘on‑ramp’” that lets AI agent builders and merchants enable agents to browse, select and pay for goods on behalf of consumers.
Visa says the platform provides a single integration via the Visa Acceptance Platform and supports secure payment initiation, tokenization, spend controls and authentication. Intelligent Commerce Connect is designed to work with both Visa and non‑Visa cards and to be compatible with major AI agent protocols. It also makes merchant catalogs discoverable within AI platforms, handles PCI compliance, and centralizes tokenization and spend control features for easier merchant and developer adoption.
The system is in a pilot phase with select partners, with a broader rollout planned later in 2026. Visa previously experimented in this space with “Visa CLI,” announced in March, which allowed AI agents to make same‑day payments.
Crypto networks such as Ethereum, Tron and Solana, as well as fintech firms, have been positioning themselves as rails for AI agents to make online purchases for users. Visa’s Intelligent Commerce Connect aims to be a universal layer that bridges card infrastructure and agentic commerce.
In a related development, AI fintech firm Nevermined announced it has integrated with Visa’s Intelligent Commerce using Coinbase’s x402 protocol, enabling AI agents to autonomously purchase digital goods and services. Users can enroll a Visa card and set spending rules; agents then transact within those guardrails while merchants receive payments through their existing processors. Erik Reppel, creator of x402, said the protocol gives agents an open standard to request payment programmatically and demonstrates how that can operate alongside secure card infrastructure to enable real commercial transactions.
According to the x402 protocol website, x402 has processed about $24 million in transactional volume over the past 30 days.
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