A prominent crypto investor who says he bought Bitcoin when it traded near $3,000 announced he sold his entire Bitcoin position to go “100% all-in on XRP.”
Posting on X under the alias Crypto X AiMan, the investor gave several reasons for the dramatic switch.
Legal clarity
AiMan argued that XRP now has clearer regulatory standing in the U.S. following the August 2025 joint dismissal of appeals in the SEC vs. Ripple case, which left Judge Torres’ 2023 ruling intact that XRP itself is not a security. He contrasted that with Bitcoin, which U.S. regulators—including former SEC Chair Gary Gensler—consistently treat as a commodity and have distinguished from the many “highly speculative” tokens.
Ripple’s holdings
Another factor was Ripple’s large XRP reserves. Ripple owns nearly 40 billion XRP—about 40% of the total supply—most of which is held in escrow. While critics warn that this concentration could enable price manipulation, AiMan views Ripple’s holdings as an advantage because the company has partnerships with more than 300 banks, central banks, and payments firms. He suggested those relationships could translate to real-world use of XRP for payments.
Cross-border payments use case
AiMan emphasized XRP’s focus on cross-border payments and cited the sector’s vast potential—he referenced a $250 trillion valuation for the market and said even a 1% share would be transformative for XRP’s utility and price. He acknowledged the risk: if he’s wrong, XRP could go to zero; if he’s right, the payoff could be enormous.
Market context
Bitcoin’s market capitalization remains far larger (about $1.79 trillion), while XRP was trading with a market cap of roughly $122.3 billion and a price near $2.03 at the time of reporting, according to CoinGecko.
